Trust Financial Attunement
To Find Your Next Investment
A Message from Jean-Marc
Attunement – bringing into accord, harmony, empathetic relationship.
In 2008, having essentially shut down my loan brokerage, house factory, and a 570-home subdivision at the same time and scratching my head about what next, the story that stuck out was a refinance I had done. It was a $200k loan on a $1.2Mil condo. The loan was straightforward, but I asked the owner why she was keeping that rental property. It was cash flowing a total of $3,000/year on 1Mil in equity. That was at a time when a bank CD paid 6%. After analysis, she sold the property and invested her $1Mil at 11% in private money notes with a good company I referred her to. She was now earning $110k/yr instead of $3k.
I realized that for my next thing, I wanted to open people’s eyes to understanding how to have their capital work for them, using it to generate the income to replace their active income to pay their bills.
Understanding how yield affects returns exponentially was the next step. The difference in returns at 2%, 10% and 18% are worlds apart.
Investing $10k for 30 years, with Compounding and Reinvesting
| Annual Interest | Total Gained |
|---|---|
|
2% |
$18,114 |
|
10% |
$174,494 |
|
18% |
$1,433,706 |
My next question was ‘How do we continuously source high yielding investments to get those higher returns without putting the principal at risk?’. In reading David Lindahl’s “Emerging Real Estate Markets,” I understood what I had done wrong in my previous investing. I was stuck in my backyard and not scaling.
Market cycles are a fact of life. It’s not a matter of ‘if’ but when a market turns. Different areas of the country move at different times. Regardless of how great your property is, understanding and reading market cycles is crucial to your overall success. Find the right market and a great project and you have a grand slam.
The solution became apparent. Scaling to 150+ units where economies of scale really becomes effective, and partnering with a group of investors to afford the scale, was the key.
And Financial Attunement was born.
Meet the Team
About Jean-Marc
Jean-Marc Landau
Owned, managed, financed, developed, and constructed real estate since 1982. Has extensive knowledge of the industry and taps his experience to find elegant and powerful solutions to both simple and complex real estate transactions. Jean-Marc launched Financial Attunement, Inc. after seeing thousands of financial statements in his loan practice. How could so much capital be underutilized? Borrowers were struggling to qualify for a loan, but they were sitting on significant assets earning nothing for them; sometimes even losing value to inflation. Bringing those assets into reliable investments that provide a true return is their key to a financially secure future. And that is Financial Attunement’s goal.
Christy Brock
Ivannia Navarrete
Lauretta Hayes
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© 2018 Financial Attunement Inc. All rights reserved.
Disclaimer: This webpage is for information purposes only. This is not an attempt to sell interests in a security. Offers to sell an interest in any of our properties will only be made to a qualified purchaser by the delivery of the confidential private placement memorandum and current supplements, accompanied by a subscription document booklet. Please reference confidential private placement memorandum for full details. Preferred return is subject to availability of cash flow.